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Retire on Your Own Terms with a Reverse Mortgage

Find out how you can have a more comfortable retirement with a reverse mortgage

  • Supplement Income
  • Retire in Place
  • Use the Money How You Want
Senior couple embracing in front of their home

When retirement savings aren’t enough,
it can cause a lot of stress.

Money may not be enough to cover monthly bills, your home may need repairs, or you simply want peace of mind for unexpected expenses.

Pay Off Traditional Mortgage

When you take out a reverse mortgage, the first thing it does is pay off your existing traditional mortgage, freeing up the cash you were using for monthly payments.

No Monthly Mortgage Payments*

A reverse mortgage does not require monthly mortgage payments to pay it back, but homeowners are still required to pay property taxes, homeowners insurance, and any maintenance costs.

Ultimate Flexibility

There are no rules about how the funds must be used. Borrowers have the choice of receiving their funds as a lump sum, monthly installments, and/or a line of credit.

Woman sitting comfortably on couch

*Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

What Is the Process of Getting a Reverse Mortgage?

A clear step by step process designed to protect borrowers.

1

Speak with a loan expert

Understand how much you may qualify for and get your questions answered.

Or call at 800-797-3138
2

Counseling

Counseling with a HUD-approved advisor is required before applying.

3

Apply

Submit your reverse mortgage application

4

Receive Funds

Last, you will close on the loan and start receiving funds 3 business days after the closing documents are signed.

Get a Free Info Guide

Download the free info guide to learn more about how a reverse mortgage works.

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